Use Of Protected Health Information For Underwriting And Related Purposes
THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996
A health plan that must comply with the Health Insurance Portability and Accountability Act of 1996 may use and disclose individuals’ protected health information for underwriting or premium rating purposes. A health plan may also use and disclose the protected health information for other activities that are related to the creation, renewal, or replacement of a health insurance contract or health benefits. If health insurance or health benefits are not placed with the health plan, the health plan cannot use or disclose the protected health information for any other purpose except as required by law.
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